target date fund for millennials
Compare Target‑Date Funds vs DIY Dollar‑Cost‑Averaging for Financial Independence
Target-date funds give a hands-off route, while DIY dollar-cost-averaging (DCA) lets you chase higher returns through custom timing and fee control. Both aim to build a retirement nest egg, but they differ in cost, flexibility, and performance potential. In 2024, net flows into target-date funds rose to $156 billion (A