systematic withdrawal strategy
The 4% Rule Fails Most Retirees - Here's Why
35% of retirees say the 4% rule leaves them anxious about outliving their savings, because the rule assumes a fixed 30-year horizon and a static portfolio. In reality, market downturns, longer life expectancies, and personal spending patterns make a one-size-fits-all withdrawal rate risky. Financial Disclaimer: This article is for educational