backdoor roth ira

backdoor roth ira

Stop Blowing the Backdoor Roth Ira Loophole Now

Anyone over 50 earning $150,000+ faces tighter rules on the mega backdoor Roth, making precision essential. The backdoor Roth works when you keep a $0 balance in all traditional IRAs, roll pre-tax 401(k) assets into an employer plan, and, if possible, add after-tax contributions via a mega backdoor.